Residency & Golden Visas / Switzerland / Route
Switzerland · Investment route
Obtain Swiss residency through the lump-sum tax route with family inclusion and secure European living.
Last updated: 2025-09-25
Programme overviewنظرة عامة
Switzerland’s lump-sum tax residency program allows high-net-worth individuals to relocate and manage wealth in a secure, politically stable, and financially sophisticated environment. While this route does not allow employment in Switzerland, it offers full family inclusion, access to Schengen travel, and long-term residency opportunities.
What you getالمزايا
Secure residency in Switzerland for high-net-worth individuals.
Include spouse and children under 18 in the application.
Access Schengen countries visa-free for 90 days every six months.
Safe banking, asset protection, and privacy.
Centrally located in Europe with strategic connectivity.
Investment & costsالتكاليف
Qualifying investment
Minimum Annual Contribution
Paid upon tax agreement with canton · Amount may vary depending on canton and applicant profile.
Government & due-diligence fees
Figures are indicative and exclusive of professional fees. Your advisor confirms an exact, written cost breakdown for your family size.
Eligibilityالأهلية
Requirements
Non-EU/EFTA citizen aged 18–55.
No criminal record and in good health.
Legal source of income and sufficient financial means.
Own or rent residential accommodation in Switzerland.
Spend at least 6 months per year in Switzerland.
Proof of funds
Who cannot apply
Individuals with criminal records.
Applicants unable to demonstrate sufficient financial means.
Persons planning to work in Switzerland (not permitted under this route).
The processكيف نعمل
Preliminary Due Diligence
Xiphias examines applicant documentation to identify potential risks.
Tax Agreement with Canton
Negotiate the lump-sum tax agreement with cantonal authorities.
Swiss National Visa (D)
Obtain the visa to allow residency in Switzerland and 90-day Schengen travel every six months.
Submit Residence Permit Application
Application submitted in person with legal guidance to the cantonal authorities.
Government Due Diligence & Issuance
Authorities review financial and background information, collect biometric data, and issue temporary residence permit. Renew annually until permanent residency is obtained.
Document checklistالوثائق
Identity
- ✦Valid passport
- ✦Birth certificate
- ✦Marriage certificate (if applicable)
Financial
- ✦Bank statements
- ✦Proof of income
- ✦Tax statements
Compliance
- ✦Police clearance certificate
- ✦Health certificate
Your XIPHIAS advisor prepares a personalised document list at onboarding. The checklist above is indicative and may vary by family size.
Family scopeالأسرة
All eligible dependants can be included in one application or added after approval.
Age limits, dependency definitions, and addition fees vary by jurisdiction. Your advisor confirms exact rules at onboarding.
Risk notes
Residency does not confer the right to work in Switzerland.
Initial permits are temporary and must be renewed annually.
Compliance
Swiss authorities conduct official due diligence before issuing permits.
Questionsأسئلة شائعة
This route, answered.
No, employment is not permitted under the lump-sum tax route.
Start the Switzerland route.
A senior advisor will confirm the exact costs, timeline and documents for your case — privately, and entirely off the record.