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Residency & Golden Visas
Switzerland has no residency-by-investment programme and sets no minimum investment for residence. For people who will not work, the route is cantonal lump-sum taxation — abolished in five cantons, with a federal minimum tax base of CHF 434,700 for tax year 2025 that is indexed annually; cantonal minima differ.
About Switzerlandنبذة
Switzerland has no residency-by-investment programme and sets no minimum investment for residence. People who will not work in Switzerland can obtain residence through a lump-sum tax agreement with a canton, generally from age 55 and with an undertaking not to engage in gainful activity other than managing personal wealth; the relevant figure is the lump-sum tax base, not an investment. Entrepreneurs who will run a business in Switzerland apply under cantonal rules, with the business case assessed on its merits.
Extremely safe banking with robust asset protection.
Centrally located in Europe for strategic connectivity.
Simple process to establish a corporation in Switzerland.
Live and study in Switzerland with your family.
Permanent residency generally available after 10 years.
Switzerland at a glance
Population
≈ 8.7 million
Capital
Berne
Language
German, French, Italian, Romansh
Currency
Swiss Franc (CHF)
Time zone
CET (UTC+1)
Climate
Temperate with four seasons
Investment routesطرق الاستثمار
The processكيف نعمل
Preliminary due diligence by Xiphias to ensure eligibility.
Lump-sum route: negotiate the tax agreement with the chosen canton. Business route: prepare the business plan and set-up under cantonal rules.
Obtain Swiss National Visa (D) for residency and Schengen travel.
Submit residence permit application in Switzerland with legal guidance.
Government due diligence, biometric collection, and issuance of temporary residence permit. Renew annually until permanent residency or citizenship.
Eligibilityالمتطلبات
What it takes to qualify.
Non-EU/EFTA nationality, no criminal record and a legal source of income.
Proof of sufficient funds to support yourself and your family.
Own or rent residential accommodation in Switzerland.
Lump-sum route: generally aged 55 or over, important ties to Switzerland, a lump-sum tax agreement with the canton, and an undertaking not to work in Switzerland or abroad other than managing personal wealth.
Business route: a business you will invest in and actively manage, assessed under cantonal rules.
Questionsأسئلة شائعة
Switzerland, answered.
Not on the lump-sum route, which requires an undertaking not to engage in gainful activity in Switzerland or abroad, other than managing personal wealth. On the business route you run the business you establish; ordinary employment is generally restricted.
ابدأ الآن
Begin your Switzerland application.
A senior advisor will map your route, costs and timeline — privately, and entirely off the record.