Residency & Golden Visas / Panama / Route
Panama · Investment route
Secure Panama permanent residency through regulated stock market investment with expert guidance from XIPHIAS.
Last updated: 2026-01-19
Programme overviewنظرة عامة
The Panama Stock Market residency route is part of Panama's Qualified Investor Permanent Residency framework. It grants permanent residency to foreign investors who make a qualifying securities investment via a licensed Panamanian brokerage firm connected to the Panama Stock Exchange.
This is a strong fit for applicants who want a structured, regulated investment route and a fast track to long-term legal status in Panama.
What you getالمزايا
Immediate permanent residency upon approval.
Option to apply for an E-Cedula (Panamanian resident ID) after approval, subject to local procedures.
Eligible dependents can be included (spouse, dependent children, and dependent parents, subject to documentation).
Eligible to apply for Panamanian citizenship after 5 years of residency, subject to legal requirements.
Diversify holdings through regulated securities investment, with potential liquidity relative to real estate.
Investment & costsالتكاليف
Qualifying investment
Minimum Securities Investment
Before submission · Invest at least USD 500,000 in qualifying securities through a licensed Panamanian brokerage via the Panama Stock Exchange route.
Investment Holding Period
After approval · Maintain the qualifying securities investment for a minimum of 5 years (60 months) to avoid cancellation of permanent residency.
Minimum Presence (to keep PR active)
Every 2 years · Visit Panama at least once every 2 years to maintain permanent residency active.
Government & due-diligence fees
Figures are indicative and exclusive of professional fees. Your advisor confirms an exact, written cost breakdown for your family size.
Eligibilityالأهلية
Requirements
Be at least 18 years old and legally admissible.
Clean police clearance certificate (apostilled/authenticated as required).
Qualifying securities investment of at least USD 500,000 via a licensed Panamanian brokerage (Panama Stock Exchange route).
Maintain the qualifying investment for at least 5 years.
Valid passport (minimum 6 months validity recommended).
Health certificate from an authorized doctor (issued recently).
Proof of lawful source of funds and evidence the funds came from abroad.
Pay required government fees and provide proofs of payment.
Proof of funds
Who cannot apply
Criminal record or inadmissibility issues.
Failure to prove the lawful source and foreign origin of funds.
Non-compliant brokerage documentation or non-qualifying securities/investment structure.
Failure to maintain the qualifying investment for the required period.
The processكيف نعمل
Step 1 - Eligibility Assessment
For a preliminary eligibility assessment and guidance, the candidate gets in touch with XIPHIAS.
Step 2 - Complete the Investment & Documentation
XIPHIAS assists the candidate in completing the qualifying securities investment and submitting the required documentation.
Step 3 - File the Application
Authorized local representatives work with XIPHIAS to submit the application for permanent residency to the Panamanian government.
Step 4 - Background & Funds Verification
Panamanian officials look into and confirm the applicant's investment, funding source, and background.
Step 5 - Approval & Permanent Residency Card
The individual receives a permanent resident card and direct permanent status in Panama upon acceptance.
Document checklistالوثائق
Identity & Civil
Documents may require apostille/authentication and certified translation.
- ✦Valid passport (all applicants)
- ✦Passport-size photos
- ✦Marriage certificate (if applicable)
- ✦Birth certificates for children
Police & Health
Requirements depend on where you apply and your country of residence.
- ✦Police clearance certificate (apostilled/authenticated)
- ✦Certificate of good health (issued recently)
Investment & Brokerage (Stock Market Route)
These are route-specific documents required for the securities investment option.
- ✦Brokerage certification stating investor name, investment amount, and securities details
- ✦Notarized copy of the brokerage firm license/resolution issued by the securities market regulator
- ✦Certification of registration of the securities corresponding to the investment
Funds Transfer & Source of Funds
Must demonstrate the investment funds' legitimate source and foreign origin.
- ✦Bank letter confirming transfer/receipt of funds from abroad
- ✦Bank statements showing the transfer trail
- ✦Affidavit or supporting documentation showing lawful source of funds
Dependents (if applicable)
Additional documentation may apply depending on the dependent category.
- ✦Relationship proof (marriage/birth certificates)
- ✦Student certificate for dependent children aged 18-25 (if applicable)
- ✦Dependency evidence for parents (if applicable)
Your XIPHIAS advisor prepares a personalised document list at onboarding. The checklist above is indicative and may vary by family size.
Family scopeالأسرة
All eligible dependants can be included in one application or added after approval.
Age limits, dependency definitions, and addition fees vary by jurisdiction. Your advisor confirms exact rules at onboarding.
Approved projectsالمشاريع
Panama Stock Exchange Securities Portfolio
Qualifying securities investment via a licensed brokerage firm, registered through the Panama securities market framework.
Project availability and inventory change. Your advisor confirms current options and any exclusive allocations at onboarding.
Risk notes
Securities may fluctuate in value; consider market and currency risks.
Residency and investment rules may change; ensure documents and investment structure are compliant at filing.
Failure to meet the minimum visit requirement may impact the ability to maintain permanent residency.
Questionsأسئلة شائعة
This route, answered.
It is a permanent residency program in Panama obtained through a qualifying investment (e.g., real estate, securities, or bank deposit) under the Qualified Investor framework.
Start the Panama route.
A senior advisor will confirm the exact costs, timeline and documents for your case — privately, and entirely off the record.