Residency & Golden Visas / Malta / Route
Malta · Investment route
Obtain Maltese permanent residence by leasing property with flexible terms and family inclusion.
Last updated: 2025-09-29
Programme overviewنظرة عامة
The Malta Permanent Residence – Property Lease Route allows non-EU investors to obtain permanent residence by leasing a residential property. This route offers flexibility, lower upfront costs, and family inclusion (spouse, children, parents, grandparents). No minimum stay in Malta is required, and residents benefit from the country’s high-quality healthcare, education, and lifestyle.
What you getالمزايا
Lower upfront costs compared to property purchase
Flexible housing options without long-term ownership
Schengen visa-free travel for 90 days within 180 days
Family-inclusive program covering spouse, children, parents, and grandparents
No mandatory minimum stay requirement
Access to Malta’s healthcare, education, and stable Mediterranean lifestyle
Investment & costsالتكاليف
Qualifying investment
Minimum Annual Lease (Standard Regions)
At the start of lease agreement · Minimum 5-year lease
Minimum Annual Lease (Gozo/Southern Malta)
At the start of lease agreement · Minimum 5-year lease
Government Contribution
Payable during application · Non-refundable
NGO Donation
Payable during application · Mandatory donation to registered NGO
Figures are indicative and exclusive of professional fees. Your advisor confirms an exact, written cost breakdown for your family size.
Eligibilityالأهلية
Requirements
Applicant must be 18 years or older
Comprehensive health insurance for applicant and dependents
Clean criminal record and compliance with due diligence
Lease a qualifying residential property in Malta for at least 5 years
Proof of funds
Who cannot apply
Criminal record or pending legal issues
Insufficient proof of funds or assets
Failure to provide required documents
The processكيف نعمل
Submit Preliminary Application
Provide identity, financial, and compliance documents.
Secure Qualifying Lease
Sign a residential lease for a minimum of 5 years.
Pay Required Contributions
Pay €37,000 government contribution and €2,000 NGO donation.
Due Diligence
Complete security and background checks for all applicants.
Approval-in-Principle
Receive confirmation from the Maltese authorities.
PR Certificate Issuance
Obtain permanent residence certificate and residence cards for family.
Document checklistالوثائق
Identity
- ✦Valid passport copies for applicant and all dependents
- ✦Birth certificates
- ✦Marriage certificate (if including spouse)
Financial
- ✦Bank statements showing proof of assets
- ✦Investment account statements
Compliance
- ✦Police clearance certificate
- ✦Health insurance proof
- ✦Signed declarations and application forms
Your XIPHIAS advisor prepares a personalised document list at onboarding. The checklist above is indicative and may vary by family size.
Family scopeالأسرة
All eligible dependants can be included in one application or added after approval.
Age limits, dependency definitions, and addition fees vary by jurisdiction. Your advisor confirms exact rules at onboarding.
Approved projectsالمشاريع
Residential Lease Property
Minimum 5-year lease; Gozo/Southern Malta minimum €10,000/year
Project availability and inventory change. Your advisor confirms current options and any exclusive allocations at onboarding.
Risk notes
Lease market fluctuations may affect rental terms. Contributions are non-refundable. Non-compliance may result in application rejection.
Questionsأسئلة شائعة
This route, answered.
Yes, parents aged 55+ and dependent grandparents can be included.
Start the Malta route.
A senior advisor will confirm the exact costs, timeline and documents for your case — privately, and entirely off the record.