Residency & Golden Visas / Bulgaria / Route
Bulgaria · Investment route
Secure Bulgarian residency by investing in government-approved real estate with family inclusion and EU mobility.
Last updated: 2026-10-01
Programme overviewنظرة عامة
Advising UAE residents on European residency from our Dubai office.
What you getالمزايا
Bulgarian permanent residence, with Schengen mobility — Bulgaria became a full Schengen member on 1 January 2025
Include spouse, dependent children up to 18, and parents from 65
Ownership of real estate property with potential appreciation
Access to healthcare and education in Bulgaria
Eligibilityالأهلية
Requirements
Applicant must be 18 years or older and financially solvent
Clean criminal record and medically fit
Qualifying investment in approved Bulgarian property at the current euro threshold, confirmed by XIPHIAS with the Migration Directorate before filing
Valid passport and proof of legitimate source of funds
Who cannot apply
Criminal convictions or pending legal cases
False or incomplete documentation
Ineligibility due to sanctions or restricted nationalities
The processكيف نعمل
Select approved real estate property for investment.
Submit residency application with identity, financial, and compliance documents.
Pay application and government fees.
Complete the property acquisition at the current euro threshold and obtain the investment certificate from the Ministry of Innovation and Growth.
Await approval from Bulgarian authorities.
Receive residence permit and maintain property ownership for at least 5 years.
Document checklistالوثائق
Identity
Certified copies and translations may be required.
- ✦Valid passport
- ✦Birth certificate
- ✦Marriage certificate (if applicable)
Financial
Demonstrates legitimate source of funds.
- ✦Bank statements for last 12 months
- ✦Proof of income/assets
Compliance
Ensures health and character requirements are met.
- ✦Police clearance certificate
- ✦Medical report
Your XIPHIAS advisor prepares a personalised document list at onboarding. The checklist above is indicative and may vary by family size.
Family scopeالأسرة
All eligible dependants can be included in one application or added after approval.
Age limits, dependency definitions, and addition fees vary by jurisdiction. Your advisor confirms exact rules at onboarding.
Risk notes
Bulgaria abolished citizenship by investment. The amending law was published in Държавен вестник issue 26 of 1 April 2022, repealing articles 12a and 14a of the Citizenship Act. No investment route to Bulgarian citizenship has existed since then.
Bulgaria adopted the euro on 1 January 2026, and the investor-residence thresholds are now expressed in euro. XIPHIAS confirms the current euro threshold for this route with the Migration Directorate of the Ministry of Interior before filing, and in writing before you commit funds.
This is a residence route. Bulgarian citizenship follows the ordinary naturalisation rules, not an investment shortcut.
Property investment is subject to market conditions; residency is conditional on maintaining the qualifying investment.
Compliance
Citizenship by investment was repealed with effect from the publication of the amending law in Държавен вестник issue 26, 1 April 2022.
Bulgaria became a full Schengen member on 1 January 2025 under Council Decision (EU) 2024/3212. Bulgarian residence now carries Schengen mobility.
Bulgaria adopted the euro on 1 January 2026.
XIPHIAS obtains the current euro threshold for each investor route in writing from the Migration Directorate before a client commits funds.
Questionsأسئلة شائعة
This route, answered.
Bulgaria adopted the euro on 1 January 2026, and the investor-residence thresholds are now expressed in euro. XIPHIAS confirms the current euro threshold for this route with the Migration Directorate of the Ministry of Interior before filing, and in writing before you commit funds.
Start the Bulgaria route.
A senior advisor will confirm the exact costs, timeline and documents for your case — privately, and entirely off the record.