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Residency & Golden Visas
Acquire permanent residency in Bulgaria through investment in funds or ETFs. Family included, EU and Schengen benefits available.
About Bulgariaنبذة
Bulgaria, a member of the European Union since 2007 and NATO since 2004, is strategically located in Southeast Europe. The country offers a temperate continental climate, rich history, and a low flat tax rate. The Bulgaria Residency by Investment program allows non-EU nationals to acquire permanent residency by investing €512,000 in approved Alternative Investment Funds (AIFs) or Exchange-Traded Funds (ETFs). Family members including spouse, children, parents, and parents-in-law can be included. Investors may apply for citizenship after 5 years and enjoy visa-free travel across the Schengen Area, with no strict physical presence requirements.
Permanent residency granted within 3–6 months
Investment via regulated AIFs or ETFs with flexible capital options
spouse, children, parents, and parents-in-law
No physical presence requirement to maintain residency
Citizenship eligibility after 5 years, subject to Bulgarian language exam
Access to EU education, healthcare, and work opportunities
Bulgaria at a glance
Population
6714560
Capital
Sofia
Language
Bulgarian
Currency
BGN
Time zone
Eastern European Summer Time (EEST, UTC+3)
Climate
Temperate continental with Mediterranean influences
Investment routesطرق الاستثمار
The processكيف نعمل
Submit documents for pre-approval to verify eligibility and source of funds
Invest €512,000 in an approved Bulgarian AIF or ETF and obtain an investment certificate
Apply for a D-type visa at the Bulgarian embassy
Apply in person for a permanent residency ID in Bulgaria
Apply for Bulgarian citizenship after 5 years and complete the A1/A2 language exam
Contact Xiphias Immigration for guidance
Eligibilityالمتطلبات
What it takes to qualify.
Be a non-EU national with a valid passport
Possess no criminal history
Provide documentation proving the legal source of invested funds
Meet eligibility criteria for family members (spouse, children, parents, parents-in-law)
Ensure dependent documentation is accurate for adults and minors
Questionsأسئلة شائعة
Bulgaria, answered.
It allows non-EU nationals to obtain permanent residency by investing €512,000 in approved Bulgarian funds.

ابدأ الآن
Begin your Bulgaria application.
A senior advisor will map your route, costs and timeline — privately, and entirely off the record.