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XIPHIAS Immigration
Bank Deposit Route — Egypt Citizenship by Investment

Citizenship by Investment / Egypt / Route

Egypt · Investment route

BankDepositRoute—EgyptCitizenshipbyInvestment

USD 500,000 held at the Central Bank of Egypt for three years, interest-free, and repaid in Egyptian pounds.

$500,000Invest from
6–12 monthsTimeline
BondRoute
36 moHold

Last updated: 2026-10-01

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Programme overviewنظرة عامة

USD 500,000 transferred from abroad into a dedicated account at the Central Bank of Egypt, held for three years, interest-free. The amount was set by PM Decree No. 876 of 2023.

What you getالمزايا

Thebenefits,infull.

✦

The principal is returned after three years — but in Egyptian pounds at the Central Bank rate on the refund date, and without interest.

✦

No residence requirement to obtain or keep the citizenship.

✦

Egypt is a US E-2 treaty country (E-2 only), in force since 27 June 1992.

✦

Egypt permits dual nationality and imposes no Arabic language test.

✦

No asset to manage, let or resell.

Investment & costsالتكاليف

Everyfigure,inwriting.

Qualifying investment

Bank deposit at the Central Bank of Egypt

After preliminary approval · Transferred from abroad and held for three years without interest. Repaid in Egyptian pounds at the Central Bank rate on the refund date.

$500,000

Government & due-diligence fees

Government application fee$10,000

Figures are indicative and exclusive of professional fees. Your advisor confirms an exact, written cost breakdown for your family size.

Eligibilityالأهلية

Whatittakestoqualify.

Requirements

✦

Be at least 18 years old with a clean criminal record.

✦

Pass multi-layer due diligence screenings and provide legal source-of-funds documentation.

✦

Be in good health, as confirmed by a medical examination.

✦

Transfer USD 500,000 from abroad into a dedicated Central Bank of Egypt account and hold it for three years.

Proof of funds

Proof of funds · Applicants must demonstrate the ability to cover the USD 500,000 deposit and the USD 10,000 government application fee.$500,000

Who cannot apply

—

Incomplete, falsified, or non-apostilled documentation submitted with the application.

—

Failure to pass due diligence, background checks, or source-of-funds verification.

—

Funds not transferred from abroad into the dedicated Central Bank of Egypt account.

The processكيف نعمل

Fromfirstcalltoapproval.

01

Eligibility Check

XIPHIAS assesses eligibility and explains the Indian citizenship consequence.

02

Document Preparation

Compile and certify all required documentation.

03

Submit Application

Submit the application to the Cabinet citizenship unit and pay the USD 10,000 non-refundable government fee.

04

Preliminary Decision

Background checks and a preliminary decision within three to six months of submission.

05

Deposit Investment

Within the six-month temporary residence period, transfer USD 500,000 from abroad into the dedicated Central Bank of Egypt account.

06

Citizenship Issuance

Final citizenship decision within a maximum of three months after the investment is completed, then passport issuance. Minor children acquire the nationality with you.

Document checklistالوثائق

Everythingneededtofile.

Identity & Civil

  • ✦Valid passport copies (≥ 12 months remaining)
  • ✦Birth and marriage certificates (apostilled)
  • ✦Proof of residential address (utility bills or bank statements)

Financial & Source of Funds

  • ✦Bank statements covering the last 6–12 months
  • ✦Proof of transfer to the dedicated Central Bank of Egypt account
  • ✦Source-of-funds documents (salary slips, dividends, or sale proceeds)

Compliance

  • ✦Police clearance certificates for all adult applicants
  • ✦Medical examination form and basic laboratory results

Your XIPHIAS advisor prepares a personalised document list at onboarding. The checklist above is indicative and may vary by family size.

Family scopeالأسرة

Whotravelswithyou.

All eligible dependants can be included in one application or added after approval.

✦Spouse or common-law partner
✦Dependent children up to age 18

Age limits, dependency definitions, and addition fees vary by jurisdiction. Your advisor confirms exact rules at onboarding.

Risk notes

!

Indian citizenship ends automatically on acquiring Egyptian citizenship. Read what this means for an Indian passport before committing funds.

!

The deposit is repaid in Egyptian pounds only, never in US dollars. You carry the conversion cost and any repatriation restriction from the refund date onward.

!

No interest accrues for three years. Against Egyptian inflation this is a substantial real-terms loss and is the real price of the route.

!

Political rights are deferred for five years and parliamentary eligibility for ten years (Law 26/1975, Article 9).

!

The citizenship can be withdrawn within ten years for fraud, and within five years on conviction for a felony or honour crime.

Compliance

✓

The deposit must be transferred from abroad into a dedicated Central Bank of Egypt account.

✓

A spouse is not included automatically: Articles 6 and 7 of Law 26/1975 require two years from notification to the Minister of Interior.

✓

GAFI publishes a superseded deposit clause containing a rate cap that does not appear in the Cabinet text. We work from the Cabinet portal and record the discrepancy on file.

✓

On preliminary approval a six-month right of temporary residence in Egypt is granted to execute the investment.

Start the Egypt route.

A senior advisor will confirm the exact costs, timeline and documents for your case — privately, and entirely off the record.