

Residency & Golden Visas / Malaysia / Route
Malaysia · Investment route
Secure long-term residency in Malaysia via the MM2H Silver Tier with a MYR 500,000 fixed deposit, family inclusion, and flexible fund usage.
Last updated: 2025-10-17
Programme overviewنظرة عامة
The Malaysia MM2H Silver Tier provides a straightforward residency by investment route to a 5-year renewable residency in Malaysia. Applicants may include their spouse, children under 21, and parents over 50. The program requires a fixed deposit of MYR 500,000, with up to 50% available for approved home, medical, or educational expenditures. MM2H Silver Tier offers access to Malaysia’s high standard of living, tropical climate, modern infrastructure, and broad travel mobility to 183 countries.
Applicants must satisfy age, health, and background checks and show sufficient funds to support themselves and any dependents.
What you getالمزايا
5-year renewable residency permit under Malaysia My Second Home (MM2H) Silver Tier.
Include spouse, children under 21, and parents.
Flexible use of up to 50% of the deposit for home, medical, or education expenses.
Enjoy Malaysia’s tropical climate, modern infrastructure, and high-quality healthcare.
Visa-free or visa-on-arrival access to 183 countries.
Investment & costsالتكاليف
Qualifying investment
Minimum Fixed Deposit Investment
Before visa approval · Up to 50% may be withdrawn for a home purchase, education, or medical expenses.
Application Fee
On submission · Covers main applicant; separate fees apply for dependents.
Residence Permit Issuance Fee
On approval · Covers main applicant and included dependents.
Government & due-diligence fees
Figures are indicative and exclusive of professional fees. Your advisor confirms an exact, written cost breakdown for your family size.
Eligibilityالأهلية
Requirements
Applicant must be 18 years or older.
Maintain a clean criminal record.
Provide proof of sufficient financial means or qualifying investment.
Meet health and medical insurance requirements.
Proof of funds
Who cannot apply
Criminal conviction or ongoing legal issues.
Failure to meet minimum financial requirements.
Submitting fraudulent documentation.
The processكيف نعمل
Submit Application
Prepare and submit the MM2H Silver Tier application to the Malaysian Immigration Department with all required documents.
Receive Conditional Approval
Immigration issues a conditional approval letter confirming initial eligibility.
Open Bank Account & Deposit
Open a Malaysian bank account and deposit the minimum fixed amount of MYR 500,000 required for the Silver Tier.
Medical & Police Clearance
Complete the mandatory medical examination and submit a police clearance certificate to Immigration.
Final Document Submission
Provide all bank, medical, and compliance documents to Immigration to progress the application to full approval.
Receive Residency Visa
Once approved, receive a 5-year multiple-entry residency visa allowing you and included dependents to live in Malaysia.
Document checklistالوثائق
Identity
Certified copies required.
- ✦Valid passport
- ✦Birth certificate
Financial
Must cover last 12 months.
- ✦Bank statements
- ✦Proof of income or investment
Compliance
Issued within last 6 months.
- ✦Police clearance certificate
- ✦Medical report
Your XIPHIAS advisor prepares a personalised document list at onboarding. The checklist above is indicative and may vary by family size.
Family scopeالأسرة
All eligible dependants can be included in one application or added after approval.
Age limits, dependency definitions, and addition fees vary by jurisdiction. Your advisor confirms exact rules at onboarding.
Approved projectsالمشاريع

Malaysia Fixed Deposit Account
Up to 50% can be withdrawn for approved purposes.
Project availability and inventory change. Your advisor confirms current options and any exclusive allocations at onboarding.
Risk notes
Funds are placed in a Malaysian fixed deposit account; MM2H Silver Tier does not grant work rights.
Questionsأسئلة شائعة
This route, answered.
A fixed deposit of MYR 500,000, with up to 50% available for home, education, or medical expenses.

Start the Malaysia route.
A senior advisor will confirm the exact costs, timeline and documents for your case — privately, and entirely off the record.