Residency & Golden Visas / Malaysia / Route
Malaysia · Investment route
Property purchase is compulsory in every federal MM2H tier — from RM600,000 (Silver) to RM2,000,000 (Platinum) — alongside a fixed deposit. Under Sarawak-MM2H it is optional.
Last updated: 2026-10-01
Programme overviewنظرة عامة
Advising UAE residents on Asia-Pacific migration from our Dubai office.
What you getالمزايا
Pass of 5 years (Silver), 15 years (Gold) or 20 years (Platinum), renewable; 10 years under SEZ/SFZ.
Family inclusion: spouse; children under 21, or 21 to 34 if unmarried and unemployed; disabled children of any age; parents and parents-in-law.
Upgrading to a higher-value property is allowed during the 10-year lock-in.
Access to Malaysia’s healthcare and education systems.
Under Sarawak-MM2H, property purchase is optional.
MM2H never affects your Indian citizenship.
Investment & costsالتكاليف
Qualifying investment
Silver tier property (minimum)
Alongside a USD 150,000 fixed deposit. Cannot be sold for 10 years; upgrading is allowed.
Gold tier property (minimum)
Alongside a USD 500,000 fixed deposit. Cannot be sold for 10 years; upgrading is allowed.
Platinum tier property (minimum)
Alongside a USD 1,000,000 fixed deposit. Cannot be sold for 10 years; upgrading is allowed.
Sarawak-MM2H property, Kuching Division (optional)
Optional under Sarawak-MM2H, alongside a RM500,000 fixed deposit.
Sarawak-MM2H property, other divisions (optional)
Optional under Sarawak-MM2H, alongside a RM500,000 fixed deposit.
Government & due-diligence fees
Figures are indicative and exclusive of professional fees. Your advisor confirms an exact, written cost breakdown for your family size.
Eligibilityالأهلية
Requirements
Aged 25 or above (21 for SEZ/SFZ; 30 for Sarawak-MM2H).
Buy property at or above your tier's minimum: RM600,000 (Silver), RM1,000,000 (Gold) or RM2,000,000 (Platinum); in Forest City, Johor, for SEZ/SFZ.
Place your tier's fixed deposit: USD 150,000 (Silver), USD 500,000 (Gold) or USD 1,000,000 (Platinum).
Hold the property for 10 years; upgrading to a higher-value property is allowed.
Mandatory medical check-up and a police certificate.
Valid passport with at least 6 months’ validity.
Proof of funds
Who cannot apply
Criminal convictions or ongoing legal proceedings.
Insufficient or unverifiable source of funds.
Previous visa violations in Malaysia.
The processكيف نعمل
Choose Your Tier
Choose Platinum, Gold, Silver or SEZ/SFZ, or the separate Sarawak-MM2H programme, based on your deposit, property budget and whether you need to work.
Submit Application
Apply through the MM2H programme administered by the Ministry of Tourism, Arts and Culture, with all required documents.
Conditional Approval
Receive conditional approval confirming your initial eligibility.
Fixed Deposit & Property Purchase
Place your tier's fixed deposit and buy a property at or above its minimum: RM600,000 (Silver), RM1,000,000 (Gold) or RM2,000,000 (Platinum).
Medical & Police Clearance
Complete the mandatory medical check-up and obtain a police certificate.
Receive Your Pass
Receive the Social Visit Pass with Multiple Entry Visa for your tier: 5, 10, 15 or 20 years.
Document checklistالوثائق
Identity & Travel
Certified copies required.
- ✦Valid passport
- ✦Passport-sized photographs
Financial
Provide notarized translations if documents are not in English.
- ✦Bank statements
- ✦Property purchase documents (SPA/title/valuation)
Compliance
Reports must be recent (within 6 months).
- ✦Medical report from an approved clinic
- ✦Police clearance certificate
Your XIPHIAS advisor prepares a personalised document list at onboarding. The checklist above is indicative and may vary by family size.
Family scopeالأسرة
All eligible dependants can be included in one application or added after approval.
Age limits, dependency definitions, and addition fees vary by jurisdiction. Your advisor confirms exact rules at onboarding.
Risk notes
The Immigration Department's MM2H page (imi.gov.my) describes the pre-2024 terms, with RM100,000 and RM150,000 fixed-deposit maintenance; those apply to legacy participants only. Current terms are published by the Ministry of Tourism, Arts and Culture at mm2h.gov.my, whose category pages were last updated 10 February 2026.
MM2H is a long-stay visit pass. It does not lead to permanent residency or citizenship.
Malaysia does not permit dual citizenship. Malaysian citizenship under Article 19 requires ten of the previous twelve years' residence plus adequate Malay, and is discretionary — it is not a realistic outcome of MM2H.
Property purchase is mandatory in every federal MM2H tier. Under Sarawak-MM2H it is optional.
The Premium Visa Programme (PVIP) has published criteria, but the Immigration Department does not publish its current operating status and PVIP is absent from the Department's main visa index. XIPHIAS confirms the position with an authorised PVIP agency before any application.
Compliance
Federal MM2H has four categories: Platinum, Gold, Silver, and a separate Special Economic Zone / Special Financial Zone category for Forest City, Johor.
The SEZ/SFZ category requires a fixed deposit of USD 65,000 for applicants aged 21 to 49, or USD 32,000 for those 50 and over, and grants a 10-year pass.
The Platinum, Gold and Silver terms are stated by the Ministry as accurate as of 22 July 2024. The SEZ/SFZ category was added later; the Ministry's category pages were last updated on 10 February 2026.
Sarawak-MM2H is a separate programme with its own criteria, revised from 1 January 2025: minimum age 30, fixed deposit RM500,000, offshore income of RM10,000 a month (RM15,000 with a dependant), a 5 + 5 year pass, 30 days a year physically in Sarawak, and property purchase optional at RM600,000 in Kuching or RM500,000 elsewhere.
From 16 May 2025, personal sponsors for Sarawak-MM2H are limited to immediate family.
Questionsأسئلة شائعة
This route, answered.
RM600,000 for Silver, RM1,000,000 for Gold and RM2,000,000 for Platinum, each alongside the tier's fixed deposit. SEZ/SFZ requires property in Forest City, Johor. Under Sarawak-MM2H property is optional, from RM600,000 in Kuching or RM500,000 elsewhere.
Start the Malaysia route.
A senior advisor will confirm the exact costs, timeline and documents for your case — privately, and entirely off the record.