Residency & Golden Visas / Greece / Route
Greece · Investment route
Obtain Greek residency by investing in regulated Greek financial instruments, bonds, funds or eligible corporate investments.
Last updated: 2026-10-01
Programme overviewنظرة عامة
Advising UAE residents on European residency from our Dubai office.
What you getالمزايا
Obtain a renewable five-year residency permit through a capital investment in Greece.
Potentially higher liquidity options compared with real estate (depending on vehicle).
Access to Schengen visa-free travel for residency holders.
Naturalisation after 7 continuous years of actual lawful residence; the investor permit is a qualifying residence title.
Choice of vehicles: company shares and bonds, government bonds, bank deposits, REICs, mutual funds and AIFs.
Eligibilityالأهلية
Requirements
Applicant must be a non-EU national.
Make and retain a qualifying capital investment and meet any holding/lock-in rules for the chosen vehicle.
Transfer funds from abroad and provide verifiable proof of source of funds.
Complete documentation and attend a biometric appointment in Greece.
Comply with AML/KYC checks and any product-specific investor suitability tests.
Who cannot apply
Serious criminal convictions or unresolved investigations.
Insufficient or unverifiable source-of-funds documentation.
Failure to meet investor suitability or regulatory requirements for specific capital products.
The processكيف نعمل
Select vehicle & diligence
Choose a qualifying capital vehicle (company shares or bonds, government bonds, bank deposit, REIC, mutual fund or AIF); XIPHIAS confirms its current minimum before you commit.
Engage provider & subscribe
Work with local counsel/broker; legalize POA if needed; obtain Greek tax number (AFM).
Transfer funds & confirm
Transfer funds from abroad; receive purchase/subscription confirmations.
Prepare application
Compile documents and file the Golden Visa application.
Biometrics
Attend biometric enrolment in Greece.
Permit & renewals
Receive 5-year residency; renew every 5 years while retaining the qualifying investment.
Risk notes
Each capital vehicle has its own minimum and holding conditions. XIPHIAS confirms the current figure with the Ministry of Migration and Asylum before you commit funds.
Changing or liquidating the qualifying investment can affect renewal of the permit.
If you choose property instead: Law 5100/2024 set €800,000 in Attica, the Thessaloniki regional unit, Mykonos, Thira and islands over 3,100 population, and €400,000 elsewhere; €250,000 applies only to commercial-to-residential conversions and listed buildings.
Naturalisation requires 7 continuous years of actual residence in Greece; holding the permit while living elsewhere does not count.
Compliance
Real estate route thresholds under Law 5100/2024: €800,000 in Attica, the Thessaloniki regional unit, Mykonos, Thira and islands with population over 3,100; €400,000 in the rest of Greece; €250,000 only for change of use from commercial to residential, or restoration of a listed building.
Article 64 of Law 5100/2024 entered into force on 5 April 2024. 31 August 2024 was the transitional deposit deadline, with completion required by 31 December 2024 — it is not the commencement date.
Real estate route: minimum 120 square metres of main spaces, and the minimum value must be met by a single property.
Naturalisation requires 7 years. The investor permanent residence permit is expressly a qualifying residence title, but 7 years of actual residence is required — holding the permit while living elsewhere does not count.
Greece is a Schengen member.
Questionsأسئلة شائعة
This route, answered.
Each capital vehicle — company shares and bonds, government bonds, bank deposits, REIC shares, mutual funds and AIFs — carries its own minimum. XIPHIAS confirms the current figure for your chosen vehicle with the Ministry of Migration and Asylum before you commit funds.
Start the Greece route.
A senior advisor will confirm the exact costs, timeline and documents for your case — privately, and entirely off the record.