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XIPHIAS Immigration
National Development Fund (NDF) – Donation Route

Citizenship by Investment / Antigua & Barbuda / Route

Antigua & Barbuda · Investment route

NationalDevelopmentFund(NDF)–DonationRoute

A one-time USD 230,000 contribution to Antigua & Barbuda's National Development Fund — the same amount whatever the family size.

$230,000Invest from
DonationRoute
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Last updated: 2026-10-01

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Programme overviewنظرة عامة

Antigua & Barbuda's National Development Fund requires a non-refundable contribution of USD 230,000, flat, regardless of how many family members are included. For larger families that flat structure is the most competitive in the region.

What you getالمزايا

Thebenefits,infull.

✦

A flat USD 230,000 contribution, whatever the family size.

✦

Visa-free to the United Kingdom with an ETA; Schengen visa-free access currently in place, subject to the EU's revised visa suspension mechanism.

✦

Exemptions from paying taxes on foreign income, gifts, inheritance, wealth, and capital gains.

✦

Antigua & Barbuda is part of the 15-member Caribbean Community (CARICOM).

✦

Antigua & Barbuda permits dual citizenship; India does not, so Indian citizens lose Indian citizenship on acquiring it.

✦

Family inclusions per the Citizenship by Investment Unit: spouse, children up to 30 if financially dependent, parents aged 55 and over, and unmarried siblings.

Investment & costsالتكاليف

Everyfigure,inwriting.

Qualifying investment

National Development Fund contribution

One-time, non-refundable; the same amount regardless of family size.

$230,000

Due diligence — principal applicant

$8,500

Due diligence — spouse

$5,000

Due diligence — each dependant aged 12–17

$2,000

Due diligence — each dependant aged 18–30

$4,000

Government & due-diligence fees

Government processing fee — single applicant$10,000
Government processing fee — family of up to four$20,000
Government processing fee — from the fifth dependant$10,000
Passport (per person)$300

Figures are indicative and exclusive of professional fees. Your advisor confirms an exact, written cost breakdown for your family size.

Eligibilityالأهلية

Whatittakestoqualify.

Requirements

✦

Be at least 18 years old.

✦

Pass due diligence screenings and have a clean criminal record.

✦

Be in good health, confirmed by a medical examination.

✦

Make the USD 230,000 National Development Fund contribution.

✦

Spend at least five days in Antigua & Barbuda during the first five calendar years after citizenship.

✦

Take an oath or affirmation of allegiance.

Who cannot apply

—

Adverse background findings or unclear source of funds.

—

Direct application without authorised agents.

—

Sanctions or watchlist conflicts.

The processكيف نعمل

Fromfirstcalltoapproval.

01

Initial Consultation

To fully understand the procedure and options, start with a thorough consultation with XIPHIAS.

02

Select Investment Route

We help you choose between the fund, real estate and business routes and prepare all necessary paperwork, including medical records and notarised agreements.

03

Application Submission

XIPHIAS handles all correspondence and submits your application on your behalf.

04

Due Diligence Process

The Citizenship by Investment Unit carries out background checks on every applicant.

05

Citizenship & Passport Issuance

After approval in principle you make the contribution; you can then apply for your passport once the payment has been confirmed.

Document checklistالوثائق

Everythingneededtofile.

Identity & Civil

Ensure all civil documents are certified or notarized and translated into English if required.

  • ✦Passport copies (validity ≥ 12 months)
  • ✦Birth and marriage certificates (apostilled)
  • ✦National ID(s) and proof of address (utility/bank statement)

Financial & Source of Funds (SOF)

Provide verifiable proof of legitimate funds for the NDF contribution.

  • ✦Bank statements (6–12 months)
  • ✦Source-of-funds documentation (salary, dividends, or sale proceeds)
  • ✦Banker’s reference letter

Compliance

Mandatory due diligence documents; confirm health and clear criminal background.

  • ✦Police clearance certificates (all countries resided in for over 1 year since age 16)
  • ✦Medical form and basic lab tests
  • ✦CVs for adult applicants

Your XIPHIAS advisor prepares a personalised document list at onboarding. The checklist above is indicative and may vary by family size.

Family scopeالأسرة

Whotravelswithyou.

All eligible dependants can be included in one application or added after approval.

✦Spouse or common-law partner
✦Dependent children up to age 30
✦Parents & grandparents from age 55
✦Unmarried siblings of applicant or spouse

Age limits, dependency definitions, and addition fees vary by jurisdiction. Your advisor confirms exact rules at onboarding.

Risk notes

!

US Presidential Proclamation 10998, effective 1 January 2026, partially suspends entry for nationals of Antigua & Barbuda — immigrant visas plus the B-1, B-2, F, M and J categories. Existing valid visas continue to be honoured. If US travel or study is your objective, this programme does not currently deliver it.

!

Antigua & Barbuda is the only one of the five with a hard residency requirement: five days in the first five years. Failing it can ground deprivation of citizenship under section 4(1) of the Act.

!

An oath or affirmation of allegiance is required.

!

The European Commission wrote to Antigua in June 2026 seeking a phase-out of the programme by 1 June 2028. Antigua has said the programme will continue, but an EU report is due in December 2026 and Schengen access is not guaranteed indefinitely.

!

Antigua's website, application form and Act define eligible dependants differently. XIPHIAS confirms the applicable definition with the Citizenship by Investment Unit for each file.

!

Indian citizenship ends automatically on acquiring Antiguan citizenship.

Compliance

✓

National Development Fund: USD 230,000, flat, regardless of family size.

✓

Approved real estate: USD 300,000, with a five-year resale bar.

✓

University of the West Indies Fund: USD 260,000 inclusive of processing fees, for a family of six or more, with a one-year tuition-only scholarship.

✓

Business investment: USD 1.5 million for a sole investor, or a USD 5 million joint investment with a minimum of USD 400,000 from each participant.

✓

Government processing fees: USD 10,000 single applicant, USD 20,000 for a family of up to four, plus USD 10,000 from the fifth dependant.

✓

Due diligence: USD 8,500 principal, USD 5,000 spouse, USD 2,000 for dependants aged 12 to 17, USD 4,000 for those aged 18 to 30. Passport fee USD 300 each.

✓

Residency requirement: five days within the first five years.

✓

Antigua & Barbuda is the only one of the five that admits siblings as dependants.

✓

Antigua's regulations provide that an applicant may be required to attend an interview; XIPHIAS confirms the position for each file.

✓

The Citizenship by Investment Unit does not publish a processing standard; timelines vary by case.

Start the Antigua & Barbuda route.

A senior advisor will confirm the exact costs, timeline and documents for your case — privately, and entirely off the record.